12 Month Money Challenge

You might be thinking, wait a 12 Month Money Challenge?! Yep, that's right! You've probably heard us talk about creating a new website for all of our finance tips and travel posts but in order to keep my sanity, we've decided to update this website to include those instead. You will find finance tips and trip/hike reviews in the coming weeks. We've also added a "money" page and "travel" page to the navigation. All of this will be continually updated as I move posts here from other websites.

You can read more here but we decided to add this section to our existing website to help individuals live an enjoyable life through health and wealth.  We share a strong passion for helping our community get better at budgeting, saving and investing, and general personal finance along with living a healthier lifestyle in regards to moving more and eating healthy.

>>>>> The Ultimate List of Ways to Save: 18 Ways to Save $15,000 in 2018!

Finance is just like Fitness - you have to STICK WITH IT to see results, sometimes they don't come as quickly as you would like but if you stick with it a year from now you will be amazed at what you accomplished!

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Interested in more money saving challenges? Try one of these:

• Save $1,000 in 3 Months
• 3 Month Money Saving Challenge
• Beginner 6 Month Money Saving Challenge
• 52-Week Money Saving Challenge
• 12 Month Money Challenge
• $300 12-Week Christmas Money Saving Challenge

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Looking for a printable version of this challenge? We've got you covered! Join our newsletter and you will be taken to a black and white printable version right away! Grab the printable challenge here.

If you have been "following" me you know that I love to save money.  My entire life I have worked and saved everything I made - it's in my blood.  I even ironed my money before putting it into my "cash box" when I was little.  You can read more about that here but I've received multiple requests to help share with you what I do to save money.  It's natural for me to save and I've actually had to work on letting loose of some of it.  I've realized that it's okay to spend money in order to create memories (for example, all the traveling we do).  I still have a hard time spending money on "things" though.  We choose to spend our money on organic food and quality supplements since those are things that really matter!

I've shared a few posts on how to save/make money but I wanted to end this year with a "12 Month Money Challenge" that you can start in the new year! If you follow my savings plan listed you will save $1,050 in one year!  The monthly amount may sound like a lot at first but there are ways that everyone can cut back!

Below are a few examples to look over when you do your budget:

• Prepare dinner at home instead of going out to eat
• Do your own nails instead of getting them done
• Watch a movie at home instead of going to the theater
• Make your own coffee at home, skip Starbucks
• Cancel your cable
• Sell things you don't use/need
• Or, find a way to make some extra money and put it away!

I challenge you, if you have more money to put away - double this.  If you REALLY can't make it work (I mean REALLY, not just that you don't want to give up your Starbucks or nails) then half the amount listed.

How do you Measure Your Best?

People always tell you to do your best - your parents said it, your teachers said it, your friends said it. We tell our friends and our children. It's encouraging, right? But how do you know when we are really doing our best?

Here's the thing: We are often our worst enemy. We try our hardest only to measure that effort to our own standard and fall short of the outrageous standard we created for ourselves. That's when we fail or simply give up because trying to reach our bogus ideal isn't feasible. It's why diets often fail. It's why we stop exercising after one week because we just can't work to the point we think we should. 

It's why we don't reach a goal that we think is really important to us. We are, in fact, our worst enemy. 

So, how do we actually measure what our best is? It all starts with goal setting. We have written many posts on it (read

here

,

here

,

here

and

here

), but before you commit to a change in your life, take a moment to walk through the steps you will have to accomplish to make that change. Even if it's taking part in an event - it's a change from your norm. 

Mentally or Physically Map out the Steps to Meeting Your Ultimate Life Change/Task/Goal

Set Small Goals Pertaining to Each Step

Determine a Reward Structure to Reinforce Completion of Each or a Few Steps at a Time

Reach Your Ultimate Goal and Do your Best!

Tiffany

Motivation To Go The Extra Mile!

Need a little motivation to get up off the couch and lace up your shoes? Or maybe you need a little extra motivation to push through that first or last mile. Motivation comes in many forms but we personally love inspirational quotes and wanted to share a few of our favorites!

What are your favorite motivational fitness quotes?

- Whitney

Need a little extra help with incorporating strength training with your runs? Don't want to think about your workouts? Let us be your personal trainers with our She Sweats 12-week Run Builder and increase your mile time. It guides your workout each day and has everything you need! Find out more!

Have you been following the 2-week Runner's Event?

Don't miss these posts!

• How to Extend the Life of Your Running and Athletic Shoes
• Strength Training and Running: Why You Should Do Both!
• What to Eat Before & After Your Run! Plus, is Carb Loading Necessary?
• Cardio Explained! Plus, Ways to Mix Up Your Cardio Routine!
• FREE Running Apps You Need to Have On Your Phone
• 4-Mile, 10 Minute Pace Playlist